Dag-Inge Flatraaker is general manager and head of interbank infrastructure and payment system strategy at DnB NOR, and also the chair of the European Payments Council M-Channel Working Group. Flatraaker holds a Master's Degree in Economics (University of Oslo) and completed a mid-career Program at Harvard University (Boston) in Public and Business Administration. During his career at DnB NOR, Flatraaker has held various different management positions covering payments, treasury, mid- and back-office functions. Prior to his role at DnB NOR, he had a long career in the Central Bank of Norway. Flatraaker is also a standing member of the Contact Group on Euro Payments Strategy (COGEPS), APACS, and the Euro Banking Association (EBA), and holds key positions in Norwegian payments infrastructures.