Ruth Wandhöfer

Ruth Wandhöfer is a regulatory expert in the field of banking and one of the foremost authorities on transaction banking regulatory matters. She is global head of regulatory and market strategy for Citi's treasury and trade solutions business. In this role her key responsibilities include driving regulatory and industry dialogue and developing product and market strategy in line with the evolving regulatory landscape. Ruth chairs several influential industry bodies such as the global public policy and regulatory affairs committee of BAFT (a global trade body that represents the particular interests of the transaction banking community), the EU-wide banking industry Payments Regulatory Expert Group which plays a leading advocacy role on behalf of the banking industry in relation to all payments related legislative developments and the European Payments Council Payment Security Group. She is also a member of the European Commission Payment Systems Market Expert Group (PSMEG), a very small group of hand-picked industry experts. Ruth was named as one of 2010s 'Rising Stars' by Financial News ; named in Management Today's 2011 ‘35 Women under 35’ list of women to watch ( Sunday Times ), and one of the 100 Most Influential People in Finance 2012 as named by Treasury Risk Magazine . She speaks five languages (EN, DE, F, ES, IT) and has completed studies in various countries, including an MA Financial Economics in the UK, an MA International Politics in France and an LLM in International Economic Law in the UK. In 2010 she published her first book on EU Payments Integration – the tale of SEPA, PSD and other Milestones along the Road (Palgrave MacMillan) and has been a fellow lecturer of the Pallas LL.M Program in European Business Law. Her second book Transaction Banking and the Impact of Regulatory Change: Basel III and other challenges for the global economy (Palgrave MacMillan) was published in October 2014.

Capital Markets Union: a Fresh Start for EU Financial Policy
Economy

Capital Markets Union: a Fresh Start for EU Financial Policy

Ruth Wandhöfer
Europe Agrees Card Interchange Fee Caps
EEA

Europe Agrees Card Interchange Fee Caps

Ruth Wandhöfer
ISO 20022 Message Standards: Too Many Flavours?
National Migration Plans

ISO 20022 Message Standards: Too Many Flavours?

Ruth Wandhöfer
SEPA: A New Beginning?
Payments

SEPA: A New Beginning?

Ruth Wandhöfer
SEPA: Happily Ever After?
Payments

SEPA: Happily Ever After?

Ruth Wandhöfer