LloydsTSB Commercial Finance encompasses the secured lending specialist divisions within LloydsTSB Group, and operates via four established businesses. LTSB Commercial Finance provides the full range of asset based lending services including invoice discounting. Alex Lawrie Factors provides factoring facilities to improve business cash flow by releasing money against unpaid sales invoices. Cash Friday provides funding, payroll, and credit control to temporary reruitment agencies. LTSB Asset Finance provides the full range of Hire Purchase and Leasing facilities involved in funding corporate capital investment programmes.